Getting care from TRICARE-authorized providers

Network providers

A TRICARE network provider accepts TRICARE’s payment as a full payment for any covered healthcare services you get (less any cost-shares and your deductible) and files claims for you.


Non-network participating providers

Providers who participate in TRICARE accept TRICARE’s payment as full payment for any healthcare services you get (less any cost-shares and your deductible) and file claims for you on a case-by-case basis.


Non-network nonparticipating providers

You may have to pay a nonparticipating provider up front and file a claim with TRICARE for reimbursement. Nonparticipating providers do not accept TRICARE’s payment as full payment for covered healthcare services. They may charge up to 15 percent above the TRICARE-allowable charge. You are responsible for paying this amount in addition to any applicable patient costs. You are responsible for filing a claim when using a nonparticipating provider. They will not file a claim for you. Learn how to file a CHCBP claim

**Note: CHCBP enrollees may not use military hospitals and clinics except in emergency situations.